Pengaruh Non Performing Finance, Dana Pihak Ketiga dan Tingkat Bagi Hasil terhadap Pembiayaan Mudharabah Pada PT. Bank Syariah Mandiri, Tbk

Abstract

This research aims to determine the effect of NPFnet, DPK and TBH on Mudharabah Financing.
The analytical approach uses quantitative methods with multiple regression analysis. Data
collection techniques using secondary data sourced from PT. Bank Syariah Mandiri, Tbk. The
results showed that the three factors such as NPF, DPK and TBH simultaneously had a positive
effect on Mudharabah Financing at PT. Bank Syariah Mandiri during the period 2014 to 2018 for
20 quarters amounted to 70.60%, while the partial hypothesis test results prove that NPF and TPF
have a significant effect on BSM mudharabah financing, while the profit sharing rate (TBH) has
no significant effect.