Pengaruh Pembiayaan Koperasi Pengayoman dengan Sistem Syariah terhadap Peningkatan Pendapatan di Lembaga Pembinaan Khusus Anak (LPKA) Kelas II Muara Bulian

Abstract

The aims of this study were (1) to find out the procedures for financing cooperatives under the
sharia system at the Class II Muara Bulian Child Special Guidance Institute (LPKA) (2) to
determine the effect of increasing income at the Class II Muara Bulian Child Special Guidance
Institute (LPKA). 3) To analyze the effect of financing cooperatives under the sharia system on
increasing income at the Class II Muara Bulian Special Child Development Institute (LPKA).
The research method used is descriptive quantitative which uses analytical tools in the form of
simple linear regression analysis, t-test, F and coefficient of determination (R) test. The results
showed that the financing procedure in this cooperative was in accordance with the
cooperative's articles of association and by-laws, namely submission of a financing application,
checking of completeness of data, approval/rejection by the Supervisory Board, signing of
contracts, disbursement of funds and members paying installments. Based on the results of the
t test (partial) it was found that the results of cooperative financing had a positive and
significant effect on increasing the income of members of the Class II Muara Bulian Children's
Special Guidance Cooperative (LPKA). This is evidenced by the t table value is smaller
than the calculated t value (1.67412 < 9.159). The influence of the financing of the Class II
Muara Bulian Children's Special Guidance Cooperative (LPKA) has an effect of 78.3% on
the income of cooperative members. While the remaining 21.7% is influenced by other
variables that are not discussed in this study. The data analysis that has been carried out
can be seen if there is a positive and significant influence between the financing of the
protection cooperative towards the increase in the income of members at the Class II Muara
Bulian Special Child Development Institute (LPKA). So that with the increasing amount of
capital financing provided, the higher the increase in the amount of income for members of the
shelter cooperative.